Sector  

Performance 

Bulletin

December 1st 2025

Issue #1

SALICO Leads Nepal Insurance Sector in Premium Collection

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SALICO has emerged as the clear leader in Nepal’s insurance sector, securing the highest premium collection in the latest reporting period with NPR 1.4983 Billion. This achievement places the company at the forefront of a competitive and expanding market, reflecting strong operational performance and customer confidence.

Market Context: 

The insurance industry continues to grow, with total premiums crossing NPR 1.4983 Billion. SALICO’s leading position is followed by Shikhar Insurance Npr 1.3846 Billion and Siddhartha Premier NPR 1.2243 Billion, indicating a healthy competitive landscape and increased financial awareness among consumers.

SALICO’s PERFORMANCE

With a substantial margin over its closest competitors, SALICO’s result underscores its strategic market presence, product innovation, and trust among policyholders. The company’s consistent performance highlights its role in driving sector growth and stability.

Sector  

Performance 

Bulletin

December 1st 2025

Issue #1

Insurance: The Financial Shield in Times of Crisis

In the face of growing uncertainties — from climate-related disasters to economic shifts — insurance remains the cornerstone of financial security. And within this landscape, SALICO continues to set the benchmark for trust, reliability, and client assurance through transparent and timely claim settlements.

In an uncertain world, insurance stands as the only proven financial mitigation tool for businesses, corporations, and households. Whether facing natural disasters like the 2015 earthquake, devastating floods in Rasuwa, or socio-economic disruptions like the GEN-Z movement, insurance has consistently provided the critical financial resilience needed to recover and rebuild.

A true measure of an insurance company's strength and reliability lies not in premium collection, but in its claim settlement performance. How promptly, fairly, and fully claims are paid defines trust and demonstrates a company's commitment to its policyholders.

 Claim Payment Insights: SALICO Leads with Unmatched Commitment

The latest data on gross claim payments for non-life insurers in Nepal reveals SALICO as the undisputed leader in claim settlement — paying out a staggering Rs 1.0816 Billion in the period up to Asoj 2082, more than double the amount paid in the previous year.

Why SALICO Stands Out

SALICO's exceptional claim settlement record reinforces its reputation as the most reliable insurer in Nepal. With a year-on-year increase of over 140% in claim payouts, SALICO has demonstrated not just financial strength, but also operational integrity and a deep sense of responsibility toward its clients.